drishti current affairs magazine English

drishti current affairs magazine English

drishti current affairs magazine English This article was published in the month of November Essential services Civic infrastructure and services in most cities and towns are grossly inadequate even for the existing population. o The availability and quality of essential services for urban population depends on the improvement in the financial capacity of municipal corporations.  Financial autonomy Undue dependence on central or state government by the MC infringe upon their financial autonomy which in turn also affects their development priorities.  Sustainable development Inadequate financing renders municipalities unable to adopt innovative and appropriate technologies for waste treatment and disposal tackling of air and water pollution. Overview of Municipal finance in India  The combined budget size of the municipal corporations (MCs) in India is much smaller than that of the Central and State governments.  There was no distinct rise in overall municipal revenue in India which remained broadly unchanged from 1946- 47.  The composition of municipal revenue in India has changed considerably over time with increased reliance on transfers.  The overall borrowing by the MCs is miniscule (less than 0.5%) and their market borrowings through bond issuances is negligible dominated by a few large MCs. 22 Reasons for weaker financial strength of municipalities  Data gap Information on the fiscal position of ULBs is scanty as o most municipalities in India do not have balance sheets in public domain o many of them continue to follow cash accounting system o Municipal laws do not prescribe any uniform accounting standard to be followed rendering municipal accounts largely incomparable across States and even within a State.  Legal hurdles MCs in India are required by law to maintain a balanced/surplus budget and hence they have not been able to tap capital markets sufficiently to supplement their revenues drishti current affairs magazine buy online. 

drishti current affairs magazine English

banking service chronicle

banking service chronicle

banking service chronicle This article was published in the month of October Illegal Forest Activities and Corruption: Illegal timber harvesting accounts for 15-30% global timber production and 50-90% of forest harvesting in tropical countries.  Low Profile of Conservation outside Protected Areas: Biodiversity conservation outside protected areas often receives little attention despite being critical to stem biodiversity losses.  Insufficient Capacity Financing and Regulatory Oversight: Many developing countries struggle to enforce forest and biodiversity regulations because of insufficient capacity and resources especially at sub-national levels.  banking service chronicle magazine Lack of Indigenous Peoples and Local Community Participation: Insufficient consideration of Indigenous Peoples and Local Communities interests in national forest policy and in the development of forest management plan. ○ Local communities and indigenous Peoples own or manage nearly 1 billion hectares of the worlds forest and farm land. Way Forward for integrating Biodiversity in Forest Management The quality of forest management has a critical role in determining the value of production forests for a range of values including biodiversity banking service chronicle magazine subscription.

banking service chronicle

pratiyogita kiran monthly magazine

pratiyogita kiran monthly magazine

pratiyogita kiran monthly magazine This article was published in the month of October Enhanced surveillance: In the difficult areas like coasts fishermen watch groups can be formed to fill in large gaps existing in the surveillance cover on a regular basis. They can act as guides to the Armed Forces. o Indian Navy and Indian Coast Guard (ICG) regularly conduct Community Interaction Programmes (CIPs) for fishermen in coastal villages wherein they are sensitised about safety and security issues.  pratiyogita kiran monthly magazine subscription To uphold human rights: Community involvement in border management also helps in ensuring that security responses do not compromise human rights or inhibit unduly the free movement of goods and people.  Utilisation of community mechanisms: Improved interaction with local populations would allow gradual development of a new community-based policing approach to border management. o Also it will enhance the utilisation of community mechanisms for managing challenges and conflicts pratiyogita kiran monthly magazine online purchase.

pratiyogita kiran monthly magazine

banking service chronicle

banking service chronicle

banking service chronicle This article was published in the month of October ASSET RECONSTRUCTION COMPANIES (ARCS)  RBI has amended regulatory framework for Asset Reconstruction Companies (ARCs).  It was based on recommendations of the committee headed by Sudarshan Sen to undertake comprehensive review of the working of ARCs.  Key guidelines are: o Allowed ARCS with minimum net owned fund of ₹1000 crore to act as resolution applicants under the Insolvency and Bankruptcy Code (IBC) 2016.Earlier Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act (SARFAESI Act) prohibited ARCs from doing other activities than that of securitisation or asset reconstruction without RBIs permission.IBC provides for a time-bound process for resolving insolvency in companies and among individuals. o Raised minimum capital requirement for setting up an ARC to Rs 300 crore from the existing Rs 100 crore in a phased manner. o Changes in corporate governance norms like to constitute an Audit Committee which shall comprise of non-executive directors only.  About ARC o ARC has been set up to provide a focused approach to Non-Performing Assets resolution on recommendations of Narasimham Committee- II. o It is a company registered under Section 3 of SARFAESI Act 2002. o It is regulated by RBI as a Non-Banking Financial Company banking service chronicle. 

banking service chronicle

shine india monthly magazine

shine india monthly magazine

shine india monthly magazine This article was published in October NATIONAL CURRICULUM FRAMEWORK FOR FOUNDATIONAL STAGE Why in News? Union Minister for Education and Skill Development launched the National Curriculum Framework for Foundational Stage. About National Curriculum Framework (NCF) for Foundational StageAs per the National Education Policy (NEP) 2020 following four NCFs will be developed o National Curriculum Framework for Early Childhood Care and Education (NCFECCE) o National Curriculum Framework for School Education (NCFSE) o National Curriculum Framework for Teacher Education (NCFTE) o National Curriculum Framework for Adult Education (NCFAE)NCF under NCFECCE for foundational stage is the first ever integrated Curriculum Framework for children between ages 38 in India shine india monthly magazine subscription.

shine india monthly magazine

meri saheli magazine subscription

meri saheli magazine subscription

meri saheli magazine subscription Article was published in october PRADHAN MANTRI KISAN SAMMAN NIDHI SCHEME (PM-KISAN) Why in news? Recently the Government released the 12th instalment amount of Rs. 16000 crores under the PM-KISAN through Direct Benefit Transfer. Objectives Salient Features To provide income support to all land holding eligible farmer families. To supplement the financial needs of the farmers in procuring various inputs to ensure It is a Central Sector Scheme of Government of India to augment the income of all the land holding farmers of the country. It has become operational from December 2018. It allows land-owning eligible farmer families to receive ₹6000 per year in three equal installments of ₹ 2000 each every four months. o Definition of family for the scheme is husband wife and minor children. There are various Exclusion Categories for the scheme. Exclusions: o All Institutional Land holders. o Farmer families with member(s) belonging to following categories: (see image) The installment is transferred directly to the beneficiaries bank accounts meri saheli magazine subscription.

meri saheli magazine subscription

banking service chronicle

banking service chronicle

banking service chronicle This article can be seen in the magazine It is the largest gliding mammal and rarest and least studied mammals in the world for a long time. For much of the 20th century it was thought to be extinct until it was rediscovered in 1994 in northern Pakistan. Bryumbharatiensis  It is a new moss species discovered in eastern Antarctica by Indian scientists. o This is the first time India discovered a plant species since the research station was set up in Antarctica in 1984. Gravelyiaboro  It is the newly discovered burrow spider. o It was found Jharbari range of western Assams Chirang Reserve Forest. o Its name has been derived from the Bodo community one of the largest ethno-linguistic groups in Assam. Deep-sea mollusc (Xylophaganandani)  A new species of deep sea molluscs belonging to the family Xylophaga been identified from the Arabian Sea for the first time.  The word xylophaga itself denotes wood eating.  They are deep-sea dwellers their presence recorded even at depths of 7000 metres. o About mollusc -It is an animal such as a snail clam or octopus which has a soft body. They have important commercial benefits such as fisheries and mariculture. Schistura Hiranyakeshi  A new freshwater fish species was discovered near Amboli in Western ghats in Sindhudurg district banking service chronicle magazine subscription.

banking service chronicle

meri saheli magazine subscription

meri saheli magazine subscription

meri saheli magazine subscription The article was published in the magazine  Released by: World Meteorological Organization (WMO)  These annual reports focus on the state of climate services for assessing adaptation needs in climate-sensitive socio economic sectors. 2021 edition focuses on water.  Key findings o 3.6 billion people had inadequate access to water at least one month per year in 2018. By 2050 this is expected to rise to more than five billion. o Since 2000 flood-related disasters have risen by 134% and duration of droughts also increased by 29% compared with the two previous decades. o End-to-end riverine flood and drought forecasting and warning systems are absent or inadequate in 34% and 54% of WMO Members respectively. The Climate Crisis is a Child Rights Crisis: Introducing the Childrens Climate Risk Index (CCRI)  Released by: UNICEF  The report presents a conceptual framework a tool and an initial assessment at a global level of childrens exposure and vulnerability to climate and environmental hazards in order to help prioritize action for those most at risk.  Report introduces CCRI which ranks countries based on how vulnerable children are to environmental stresses and extreme weather events. o CCRI is structured according to two central pillars (Refer infographic). 24 o Central African Republic tops the index of 163 countries. o Pakistan(14th) Bangladesh (15th) Afghanistan(25th) and India(26th) are among four South Asian countries where children are at extremely high risk of the impacts of the climate crisis meri saheli magazine yearly subscription. 

meri saheli magazine subscription

banking service chronicle

banking service chronicle 

banking service chronicle The article was published in the magazine  GREENHOUSE GAS BULLETIN Why in news? World Meteorological Organization (WMO) recently released Greenhouse Gas Bulletin. Key Highlights  Concentration of carbon dioxide (CO2): Reached 413.2 parts per million in 2020 and is 149% of the pre-industrial level.  Methane (CH4) is 262% and nitrous oxide (N2O) is 123% of the levels in 1750.  From 1990 to 2020 radiative forcing – the warming effect on our climate - by long-lived greenhouse gases increased by 47% with CO2 accounting for about 80% of this increase.  The numbers are based on monitoring by WMOs Global Atmosphere Watch network banking service chronicle magazine subscription.

banking service chronicle 

junior science refresher magazine

junior science refresher magazine

junior science refresher magazine This article was published in the magazine Recently RAS was established at Awantipora J&K. RAS is a technology where water is recycled and reused after mechanical and biological filtration and removal of suspended matter and metabolites. It is used for high- density culture of various species of fish utilizing minimum land area and water. Instead of the traditional method of growing fish outdoors in open ponds and raceways in this system fish are typically reared in indoor/outdoor tanks in a controlled environment. Advantages: Reduced dependency on antibiotics Reduction of direct operational costs Risk reduction due to climatic factors disease and parasite etc. Saryu Canal National Project Prime Minister inaugurated the Saryu (tributary of Ghaghara) Canal National Project which will provide assured water for irrigation to over 14 lakh hectares of land and benefit about 29 lakh farmers. o The work on the project started in 1978 and in 2016 the project was brought under Pradhan Mantri Krishi Sinchayee Yojana with the target of completing it in a timebound manner. The project also involves interlinking of five rivers (Ghaghara Saryu Rapti Banganga and Rohini) to ensure optimum usage of water resources junior science refresher magazine subscription.

junior science refresher magazine

general knowledge refresher

general knowledge refresher

general knowledge refresher This article was published in the magazine eDNA is isolated from environmental samples in contrast to genomic DNA that is extracted directly from specimens. o It originates from cellular material shed by organisms (via skin excrement etc.) into aquatic or terrestrial environments that can be sampled and monitored using new molecular methods. Potential benefits: restore water quality save dwindling species from extinction early detection of invasive species as well as the detection of rare and cryptic species Advantages of eDNA o Collecting eDNA is easy. One 4-ounce water sample can capture remnant DNA from thousands of aquatic speciesTraditional bio monitoring methods scientists count individual species and their abundance at just a few sites. o This method doesnt require killing wildlife for identification. o It is labour and cost effective. This process requires just a cheap filter a syringe and vials and anyone can do it general knowledge refresher magazine subscription.

general knowledge refresher

banking service chronicle

banking service chronicle 

banking service chronicle  published this article page no 1 coral reef why in news recently the report sixth status of the corals of the world by global coral reef monitoring network (gcrmn) stated that 14% of coral reefs are lost since 2010. about global coral reef monitoring network (gcrmn)  it is an operational network of the international coral reef initiative that aims to provide the best available scientific information on the status and trends of coral reef ecosystems for their conservation and management. o the gcrmn is a global network of scientists managers and organisations that monitor the condition of coral reefs throughout the world.  the flagship product of the gcrmn is the status of coral reefs of the world report that describes the status and trends of coral reefs worldwide.  the global dataset spanned more than 40 years from 1978 to 2019 and consisted of observations from 73 reef-bearing countries around the world. threats  ocean acidificationinhibits corals ability to produce the calcium carbonate exoskeletons making them more vulnerable to disease and destruction by storms.  coral bleachingwhen corals are stressed due to warmer ocean waters they eject the symbiotic algae losing their built-in food source.  water pollutionagricultural pesticides and fertilizers (reason for algal blooms) oil and gasoline sewage discharge and sediment from eroded landscapes make it difficult for coral to thrive.  sea level risecorals are predicted to end up deeper underwater receive less sunlight and grow more slowly banking service chronicle magazine subscription. 

banking service chronicle 

pratiyogita kiran monthly magazine

pratiyogita kiran monthly magazine

pratiyogita kiran monthly magazine This article was published in the month of october Transforming Agriculture: Making agricultural systems to become more efficient sustainable climate-smart and nutrition-sensitive by training farmers. Holistic approach: Multisectoral approach with the inclusion of water education sanitation agriculture nutrition etc. should be undertaken by governments civil societies and market forces. Global Convergence: Diverse stakeholders such as NGOs academic institutions and governments need to come together at the global level. o They could lead the drive to attain global nutrition targets reduce income inequalities and alleviate poverty with a keen focus on rolling out food security programmes. Hidden Hunger in India It is a form of under-nutrition that occurs when intake or absorption of vitamins and minerals is too low to sustain good health despite getting adequate calories. In India as per the reports of UNICEF over 80 per cent adolescents suffer from hidden hunger pratiyogita kiran monthly magazine online purchase.

pratiyogita kiran monthly magazine

arihant current affairs magazine

arihant current affairs magazine

arihant current affairs magazine This article was published in the month of october Raise the minimum wage: Raising the minimum wage would have an immediate effect in terms of narrowing the gender pay gap and lifting women out of poverty. Hire more women: Recruiting and promoting women to leadership roles within companies helps to reduce the gender pay gap. Encourage remote working: Flexible working gives women the opportunity to handle caring or childcare responsibilities, as well as maintaining a career and an income. This is a crucial step towards helping to close the Gender Pay Gap for good. Improve work-life balance: According to the European Institute for Gender Equality, a better work-life balance could help to shrink the gender pay gap. Because women often take on additional responsibilities outside the workplace arihant monthly current affairs magazine subscription.

arihant current affairs magazine

banking service chronicle

banking service chronicle

banking service chronicle This article was published in September ACCs are the new generation of advanced storage technologies that can store electric energy either as electrochemical or as chemical energy and convert it back to electric energy as and when required.They will cater not only to electric vehicles but also to the consumer electronics industry solar rooftops and electricity grids.Indias annual demand for ACC batteries would rise to between 104 GWh and 260 GWh by 2030 (from close to 2.7 GWh now) across multiple sectors. 97 Energy security: Indias heavy dependence on energy imports (particularly for oil) makes it vulnerable to volatility in global commodity prices. Transition to EVs enabled by battery manufacturing will invariably have an impact on Indias energy and commodity imports.Import substitution: It will facilitate Make-in-India and Atmanirbhar Bharat and will therefore insulate domestic supply chain from any supply shocks that could put the entire battery ecosystem at risk banking service chronicle magazine subscription.

banking service chronicle

shine india monthly magazine

shine india monthly magazine

shine india monthly magazine This article was published in September Public-private partnership: Partnership with the private sector is necessary since the public sector alone will not be able to make the necessary innovations at such complex technological levels. Also such partnership will: o Strengthen AI training and research o Facilitate sharing of material and financial resources o Ensures that educational programmes are aligned with labour market needsAddress ethical issues: Consult experts to create blueprints and roadmaps in the uncertainty of the near future development of AI. o Data anonymity: Ensure that personally identifiable information and individual privacy preferences of both students and teachers are protected. o Algorithmic fairness: Change the current approach of training data reflecting the real world. The data training should depict an ideal world where no bias and discrimination exist. This necessitates data cleaning and editing before entering them to AI. Conclusion AI is a dual-use technology. A variety of AI-powered education tools offer opportunities across many aspects of education such as formal and informal learning teaching evaluation etc. However it also entails challenges related to AI use and management which needs to be addressed first both at the global level and at the national level in India shine india monthly magazine subscription.shine india monthly magazine This article was published in September Public-private partnership: Partnership with the private sector is necessary since the public sector alone will not be able to make the necessary innovations at such complex technological levels. Also such partnership will: o Strengthen AI training and research o Facilitate sharing of material and financial resources o Ensures that educational programmes are aligned with labour market needsAddress ethical issues: Consult experts to create blueprints and roadmaps in the uncertainty of the near future development of AI. o Data anonymity: Ensure that personally identifiable information and individual privacy preferences of both students and teachers are protected. o Algorithmic fairness: Change the current approach of training data reflecting the real world. The data training should depict an ideal world where no bias and discrimination exist. This necessitates data cleaning and editing before entering them to AI. Conclusion AI is a dual-use technology. A variety of AI-powered education tools offer opportunities across many aspects of education such as formal and informal learning teaching evaluation etc. However it also entails challenges related to AI use and management which needs to be addressed first both at the global level and at the national level in India shine india monthly magazine subscription.

shine india monthly magazine

csr gktoday

csr gktoday

csr gktoday Published this article page no 21 Resolving past issues Crisis should be used as an opportunity for New Delhi and Colombo to thrash out a solution to the Palk Bay fisheries dispute a longstanding irritant in bilateral ties. o Also India should ensure that the present crisis is not used to step up smuggling activities and trafficking in both countries. Conclusion Neither Sri Lanka nor India can afford to have strained relations. India needs to engage with Sri Lanka even more closely in line with Indias Neighborhood First Policy and stepup peoplecentric developmental activities while scrupulously clear of any interference in Colombos domestic affairs csr gktoday magazine subscription.

csr gktoday