Science reporter published this article page no 4 highlights that the average number of debtor days the time it takes to realise a payment since 1997 has been consistently over 90 days 3 months and reaching a mammoth 220 days by 2017. science reporter magazinesubscription the almost doubling of debtor days is an alarming situation since such delay lengthens the working capital cycle of msmes. further the present credit mismatch for the msme sector is estimated to be around $2025 trillion science reporter magazine.
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