Banking service chronicle Published this article page no 96 PRADHAN MANTRI JAN DHAN YOJANA (PMJDY) The total balance in approximately 44.23 million Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts was Rs 150939.36 crore at the end of December 2021 according to the latest finance ministry statistics. Objective Salient Features Ensuring access to various financial services likeo Availability of basic savings bank account o Access to need based credit remittances facility o Insurance and pension to the excluded sections. Ensure access of financial products and services at an affordable cost Use of technology to lower cost and widen reach It was launched in 2015. It is under Ministry of Finance. PMJDY was launched initially for a period of 4 years (in two phases) on 28th August 2014. In 2018 the scheme was extended with new features. o It is the National Mission for Financial Inclusion to ensure access to financial services. The intended beneficiaries are Persons not having any other account Banking service chronicle buy.
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